Great question G! These "theives" are surprisingly smart at compromising systems AND people. Unfortunately people are generally the weak link and they likely tricked an employee into clicking something that let in malicious software that installed on the POS/registers.
Chris, Target has not advised stop payments as that would not stop any future actions against the cards with the stolen information. It is not previous purchases you made that are at risk, it is future unauthorized activity you need to look out for.
Cristy, our information right now shows it was just the POS scanners in the stores. It did not affect any other Target data.
Julia, each bank will have different service levels for this type of activity. To be absolutely safe, check your statements. After that, talk to your bank about whether or not they will alert you.
Pete: The fraud alert is an extra level of attention and looking for any problems which they are likely doing for all reported cards.
Michele, you can also try and reach Target on their phone numbers, but not many people are getting through right now. You may be better off going back to the store.
David: You should be fine BUT... I'd always recommend caution and double checking statements.
Flowanne, if you used your card at a Target store between November 27 - December 15 you need to pay attention to your statements, yes.
You're welcome Brenda! Stay tuned for more info.
Great advice Carol and I'm sorry to hear about your timing!
Lynn, you would need to contact your bank of credit card company for the procedures for placing a freeze. Each company has different policies for those actions.
Lee: Not directly but it DOES help as there is personal information on the physical cards.
You're very welcome Lance. Glad you are dilligent.
Brenda: Not directly related to this one but... it is VERY common for stores to be targeted (excuse the pun).
Abraham. You are not affected. The Canadian stores were not targetted, nor were online sales. Only the US stores were affected.
No Pam... but you should keep a close eye on your statement.
Banker: Great to hear. I am sure the banks, credit card firms and Target are flooded. But a reminder.. some theft may not happen for many months to come.
Glenda, gift cards have a limited, specified amount and are not linked to any bank information. The limit of your exposure would be the amount left on that gift card.
Fantastic question Lance! I have not. However, personally, I would not do anything for a few days due to the chaos of the situation. I would definitely check my statements every month with my share of paranoia and I may check online in a few days when the activity calms down.
Sandra, your bank will not have any further information regarding your account until it shows up on your statement. Just be sure to call them if you spot any irregularities.
There is a lot of new information being released constantly right now. Until you have a valid confirmation, I would play it safe.