@Samantha - experts are wondering why you were told to short sale. We tried answering in the video chat at the top of this blog.
We will post contact information for all of our experts at the end of this chat session.
About to answer you @Chuck. Then we'll get to @Jasmine
@Elaine - we will post their contact information at the end of this chat.
Facebook question: "There is a serious problem with inexperience judges in Palm Beach County Court House. There are traffic court judges presiding over causes where the home owners have legitimate claims against lenders. These quack judges either don't know the "black letter law" or they are afraid to rule against a lender.WPTV needs to check into this. Many rights are being violated by these judges."
Facebook question: We bought our first starter home 4 years ago and now we are underwater 80k and NEED to move because we have our second child on the way and have completely outgrown this house. Are we stuck or is there a way to get out of this house without losing 80k? Answer from experts: Short sale
Np, @Samantha. Answering now.
Facebook question: Banks get bailed out. Homeowners with upside down mortgage can't get approved for loan mod. Unfair. Per my banks recommendation apply with the states hardest hit program. Been approved now waiting for bank to approve I can do the program. Then I can try for a loan mod (2nd) I have taken 2 paycuts. My husband has no job. Have used all 401 money. Where can I go from here?
Facebook question: Home gets forcelosed. The mortgage with interest, taxes, penalties, court costs totals $90,000. Home has a value of approximately $150,000. Is the bank entitled to a windfall profit when it sells it?
Talking about Hardest Hit Fund again.
@Mazella, have you asked the bank about additional programs?
@Mazella -- answering yours
Hi, @lori. Coming to you next!