@Ethie Ethie you might want to contact your creditors and see what they can do to assist you. If you file for bankruptcy it will hurt your credit score
@Liz Ok than what you need to do is pull your credit report and see what's showing up. You can do a soft pull which will not count against your credit. If you are not sure how please contact me at email@example.com and I will be more than happy to help you.
@Liz no problem. You are welcome
@Ethie Ethie if you don't mind me asking how old are you
@Marcela how long has it being since you paid it off, the creditor has 90 days to remove it
@Ethie Ethie can you call my office tomorrow, with you being 75 years of age it may not even be necessary for you to even take on that challenge. Please call me at 561 454 5646. and I will get you to the correct person that can help you.
@mel You can get your credit score from equiax fax, trans union or experian free of charge. No this is what is called a soft pull it does not count against you
@Willy75 hello yes you can contact Pat Smith at CCMS and she can assist you with getting back on track. Settle this will not just disappear from your credit report. You can reach her at 561 454 5626 and she can help you.
@samantha you can get an secure credit card and pay it off monthly and it will help your score. Please keep in mind some agency do not report to the bureaus monthly.
@Ethie anytime you are welcome
@Marcela Marcela can you call me tomorrow so that we can review your options..My number is 561 454 5646
@Marcela Marcela please call me so we can view your options
@Shanna Kendall-Cetin Shanna we can help you can you please contact me at my office so that you can speak with a Loss Mit Counselor regarding the short sale and what impact it will have. You can reach me at 561 454 5646
@Dahlia Dahila that depends solely on what home buyer program you are looking to work with. You can speak with Alexander Borge at 561 454 5636 he is a home buyer specialist and he can help you best.
@mel you have to apply to each one individually
@Amanda Price Amanda first you will need to review your report first and than see what's showing up on your credit history. Sometimes people steal your info and you have no ideal and that's what on your report. Please contact one of the bureaus and request a free credit report and than you can see a little clear as to what you will need to do
@Amanda Price yes, what that does is build your credit and the monies are there just in case you do not pay off the balance
@Elise Elise great I can gladly assist you. I am an advisor for that program. Please call me direct tomorrow and we can go into detail regarding the guidelines. 561 454 5646 or firstname.lastname@example.org
@Marcela your are welcome
@mel No there is not you have to get them individually
@Shanna Kendall-Cetin Yes, I can help you. Please call me 562 454 5646 or email me email@example.com and I can give you complete details. We are a HUD approved agency and our services are free
@Nova Nova that not an question that I can answer for you but if you call our office I can get you to the correct person. My number is 561 454 5646